Pro and cons of the three investments mentioned

 

Graphs for P2P Financing in Malaysia, data sourced from here:

Sahabat Agro simulation of reward plan:

UPDATED: Sahabat Agro has increased the reward to 1.4% and not 0.7% as stated.

Step 1: Register as Sahabat Agro by opening two accounts – one savings account (to receive monthly reward) and a term deposit account with minimum RM500 (we recommend RM1,000)
Step 2: Activate Agronet (online banking portal)
Step 3: Get your REFERRER ID and refer friends and family members
Step 4: Enjoy the rewards
Comparison chart for all the three investments mentioned:

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